Reviewed and updated July 12, 2026 by Amber Russell, Founder, LOAR, PLLC.
After a serious injury, the losses go far beyond the first medical bills. Texas law allows injured people to pursue compensation for the full impact of what happened — past and future.
What may be recoverable
Medical care — emergency treatment, surgery, hospitalization, rehabilitation, medication, and the future care your providers expect you to need. Lost income — wages missed during recovery and, where injuries are lasting, reduced ability to earn in the future. Physical pain and mental anguish — the human toll the law recognizes alongside the financial one. Physical impairment and disfigurement — how the injury changes what you can do and how you live. Property damage — vehicles and belongings.
Why future damages need experts
In serious cases, the largest losses often have not happened yet. Life-care planners, treating physicians, and economists help prove what future treatment and lost earning capacity are genuinely worth — before you resolve a claim permanently. Settling before that picture is developed is one of the most common and costly mistakes injured people make. Our guide on how insurers evaluate serious injury claims explains why early offers are structured the way they are.
Every case is different, and nothing here is legal advice. For an evaluation of what your case may involve, request a free consultation — no attorney fee unless you recover.
Related reading: how damages play out in truck and 18-wheeler cases, catastrophic injuries, and wrongful death claims; what to expect while your case moves forward; and how LOAR builds serious cases.