Recoverable Expenses
What Expenses Are Recoverable After a Car Crash?
After a car crash, many victims face overwhelming physical, emotional, and financial challenges. Understanding which expenses are recoverable can make a significant difference in securing the compensation you deserve. At LOAR PLLC, we are committed to helping people navigate the complexities of personal injury law and recover the full value of their claims. Here's a breakdown of the types of expenses you can recover after a car crash and which ones might not be covered.
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Recoverable Expenses
1. Medical Expenses
If you were injured in a car crash, medical expenses can add up quickly. Recoverable costs include:
• Emergency room visits
• Ambulance fees
• Hospital stays
• Surgeries and procedures
• Diagnostic tests (e.g., MRIs, X-rays)
• Prescription medications
• Physical therapy
• Long-term care for serious injuries (e.g., spinal cord injuries, brain injuries)
The bills include out of pocket costs paid or due, as well as any amount an insurance plan paid (most health insurers will seek to recover this amount from your settlement, so it has to be included).
2. Lost Wages
If your injuries prevent you from working or limit your ability to work, you may be entitled to recover:
• Wages lost during your recovery period
• Future lost earning capacity if your injuries result in a long-term disability
3. Property Damage
You can recover the cost to repair or replace your vehicle, as well as damage to any personal items in the car, such as phones or laptops.
4. Pain and Suffering
Compensation for pain and suffering accounts for the physical pain and emotional distress caused by the accident. This includes:
• Loss of enjoyment of life
• Anxiety, depression, or PTSD
• Disfigurement or permanent scarring
5. Other Out-of-Pocket Expenses
Car crashes often create unexpected expenses that you wouldn’t have otherwise incurred, such as:
• Transportation costs for medical appointments
• Rental car fees
• Modifications to your home or vehicle if you’ve become disabled
6. Wrongful Death Damages
This goes far beyond a simple list, but it you’ve lost a loved one in a car crash, certain family members may recover funeral and burial expenses, loss of financial support, and compensation for emotional suffering.
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How LOAR PLLC Can Help
At LOAR PLLC, we understand the devastating impact a car crash can have on your life. Our experienced personal injury attorneys are dedicated to maximizing your recovery by thoroughly investigating your case, gathering compelling evidence, and negotiating aggressively with insurance companies.
If you’ve been injured in a car accident, don’t wait to seek the help you need. Contact LOAR PLLC today for a free consultation and let us fight for the compensation you deserve.
By: Arielle Allen, LOAR Attorney